

Our insurance model is a first in the market, really putting the power back in the hands of the consumer.
Our Core Products
Hybrid Lifestyle
Comprehensive product designed to protect your lifestyle to the max. The product is fully customisable to suit your individual requirements.

Hybrid Business
A highly comprehensive product, custom-built to protect your business against the risks we face every day. This plan was built by business owners for business owners.

Hybrid Help
This includes a variety of Hybrid Assist benefits including Home and Roadside Assist, Crime Assist, Emergency Medical Assist and safe drive me home benefits.

Backed by A-rated claims-paying ability through our international and local insurance and reinsurance partners.
Core Product Extensions

4x4 Overland product extension
Comprehensive cover specifically intended for 4x4 vehicles.

Open Road
product extension
Get peace of mind cover while you enjoy your machine on the open road.

Retail Value Enhancer
Vehicle cover for up to 30% above the TransUnion retail value.
We strive to establish a new benchmark in the global insurance space, while being an influential organization that brings about inspiration and positive change in the lives of people and businesses.

Honesty
We believe in true transparency. If it doesn’t add true bottom-line value then we don’t offer it.

Diligence
We are passionate about our role to look after your assets and being diligent means that we are protecting both your future and ours.

Responsibility
We believe that our resources can help change the lives of others through support, empowerment and guidance.

Fairness
Life is not fair, but we are. We take your interests very seriously and will treat you with the fairness that you deserve.

Integrity
Relationships exist in the midst of mutual ongoing benefit. which is exactly why we aspire to act with honesty and integrity.

Righteousness
We are not just about bottom-line profit, but about doing the morally right thing.


An app to manage life’s little curveballs.
The Hybrid Assist App keeps your family in direct contact with us, 24/7/365.
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ROADSIDE ASSISTANCE
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HOME ASSIST
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MEDICAL ASSIST
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MOTORBIKE ASSIST
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ACCIDENT ASSIST
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CRIME ASSIST
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HOME SAFE CHAUFFEUR
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3-DAY VEHICLE REPLACEMENT



TESTIMONIALS